Auto Insurance : Auto Insurance Quotes - Cheap Car Insurance Quotes

Our data proves that safe driving saves money.

October 6–10, 2008 is National Drive Safely Work Week. This annual campaign, always in the first full week in October, is dedicated to promoting safe driving practices at or while commuting to or from the nation’s workplaces.

The Network for Employers for Traffic Safety (NETS) believes that the Safety Week can help reduce the number of accidents, and the campaign has tips for not just drivers of cars, but for motorcyclists, pedestrians, cyclists and truck drivers. This year the campaign is focusing on raising awareness of the “special needs and considerations of all roadway users.” Read more »

Think your occupation does not affect your auto insurance rate - think again! In Insurance.com’s 2006 Occupation Report, results show that your occupation can greatly impact your car insurance premium.

Compiled from data from their partnering auto insurance companies, Insurance.com’s report shows that scientists, pilots/navigators and actors/performers/artists pay the lowest insurance rates at an average of $935.76 per year. Attorneys/lawyers/judges, executives and business owners pay the highest insurance rates at an average of $1,383.63 per year. Read more »

In a new report, Fitch Ratings discusses the current state of the U.S. auto insurance market and expectations for the near future.

The report notes that although U.S. auto insurers have experienced strong underwriting results over the past five years, market fundamentals have deteriorated recently. Fitch believes that heightened market competition has weakened pricing over the last several years, which will lead to deteriorating results for the market in 2008 and inadequate returns on capital for the line overall. Read more »

Parents of newly minted drivers have much to fret about, with research showing that concerns about teen driving top all other parental worries. In addition to lost sleep, count on significant additional expenses, too. Parents can expect their auto premiums to nearly double when adding a teen driver, because 16-year-olds are nearly 10 times more likely to get into accidents than other drivers, according to the Insurance Institute for Highway Safety. Read more »

When it comes to auto insurance rates, who you are determines what you pay. Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life. Statistically, a sixteen-year old boy with a 300 horsepower sports car in a big city is far more likely to hit something than a 35 year-old married guy driving a minivan around the suburbs.

While you can’t change your age and some other factors, there are things that you can do to keep insurance premiums as low as possible. Read more »